Welcome to Evans Hart Ltd
Welcome to Evans Hart. Our business is formed from the merger of six individual firms over the past ten years. We have 5 Directors who are supported by our qualified staff.
From back left: Charles Robertson, Keith Sheehan, Miles Galaska
From front
left: David Moores, Judith Wright,
Stephen Evans (Managing Director), Paul Rodker, Jeanette
Guy
Our Service
We combine Financial Planning with Management of Assets and Investment Management.
Financial Planning helps you to set realistic goals and look at different scenarios for the future. You may for example want to know when you can retire and what your income would be. We update the plan with you each year and help you to move towards your goals.
We assist with the management of your assets by identifying and valuing your financial investments and benefits, and reporting to you on a regular basis. We sometimes use a Wrapper Platform to manage your portfolio. A 'Wrapper' is the type of tax plan in which your assets are held. The usual 'Wrappers' are a Pension Plan, an ISA (Individual Savings Account), and a General Investment Account. Each Wrapper is subject to different tax rules. The platform allows you to see the value of all of your Wrappers in one place and online.
We advise on an Investment Strategy to meet your objectives. Reward and risk are related. We go through a process with you to agree the right Risk Profile for your situation. This gives an Asset Allocation - how much of your portfolio is invested in cash, government and corporate bonds, and equities. This then gives a Model Portfolio which shows you which funds we use to gain exposure to each of the asset classes and markets and market sectors.
We advise using low-cost Index funds to gain exposure to each market or sector. Index funds give the total return on a particular market, such as UK companies, including capital growth and income.
If you have any queries please do not hesitate to contact myself, or any of our team.
Regards
Stephen Evans
Managing Director
Our key areas of specialisation
Financial Planning
We assist you to set realistic long term goals. We collect information about your position including assets and liabilities and income and expenditure. We then set out different choices and scenarios, and help you to make decisions about your future.
We agree a long-term plan and then assist you to implement it. We review this on a regular basis.
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Investment Strategy
Our firm is authorised as an Discretionary Investment Manger. We undertake research into the performance of financial markets. We construct portfolios tailored to each client's needs. We believe that investment strategy should be based on a scientific analysis of data.
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Management of Assets
We advise on how to manage your savings, pensions and investments in a cost-effective way. We usually advise using a "Tax Wrapper" Platform. This combines a General Investment Account (GIA), Individual Savings Account (ISA) and Pension, all under one portfolio.
More >Meet the team
Meet our team of friendly advisers. More >